Interactive education
Free Financial Calculators
Free tools for everyday money skills and market risk: inflation and purchasing power, saving, emergency funds, position sizing and drawdown. They teach the maths — they are never advice or recommendations.
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Live Gold Chart — XAU/USD
Spot gold, streaming quotesA live, full-feature gold chart for study. Switch timeframes below, add indicators, and draw across each session's high and low to see how the ranges interact.
Drawing tools — where to find them
The drawing toolbar runs down the left edge of the chart.
Arrows & trend lines
Open the diagonal-line tool on the left toolbar and pick Arrow or Trend Line, then drag across a session breakout to mark direction.
Boxes & rectangles
Open the shapes tool on the left toolbar and pick Rectangle, then drag a box around the Asian, London or New York range.
Fibonacci retracement
Open the Fib tool on the left toolbar and pick Fib Retracement, then drag from a session low to its high to map the pullback levels.
Tip: to shade each trading session on the chart, right-click the chart, choose Settings, then Appearance, and switch on Session Breaks.
Asian high / low
Tokyo and Sydney usually build a narrow range. Its high and low become the first reference levels of the day.
London high / low
London brings the largest gold volume. Price often pushes through one edge of the Asian range and sets the daily direction.
New York high / low
US data lands here. The London/New York overlap is the deepest liquidity window and frequently revisits earlier session extremes.
Prices are supplied by a third-party market data provider and may differ from any individual venue. Provided for education only — not advice, not a recommendation, and not an offer to trade. Past price behaviour never predicts future prices.
Session levels on the chart
Gold futures, 15-minute candles · today
Educational reference only — not financial advice. Futures prices can differ slightly from spot XAU/USD shown above.
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Position size
How many ounces keep a loss within your chosen risk if the stop is hit?
Amount at risk
$100
Position size
10 oz
Educational example only. Real trading involves spreads, slippage, and contract specifications not modelled here.
Risk percentage
What share of your account does a given dollar loss represent?
Risk of account
1.5%
Educational example only. Real trading involves spreads, slippage, and contract specifications not modelled here.
Risk / reward
Compare potential loss to stop with potential gain to target.
Ratio
1 : 3
A higher ratio does not mean a trade is more likely to succeed.
Educational example only. Real trading involves spreads, slippage, and contract specifications not modelled here.
Drawdown recovery
After a loss, what gain is needed to get back to the starting balance?
Gain needed to recover
25%
A 50% drawdown needs a 100% gain to recover — which is why capital preservation comes first.
Educational example only. Real trading involves spreads, slippage, and contract specifications not modelled here.
Inflation & purchasing power
What will today's money actually buy after years of rising prices?
What it buys then
$5,536.76
Purchasing power lost
44.63%
Needed then to match today
$18,061.11
This is why people study how money, savings and stores of value such as gold behave over long periods.
Educational example only. Real trading involves spreads, slippage, and contract specifications not modelled here.
Compound saving
How a small regular amount grows when returns are reinvested.
Total you put in
$12,500
Balance after growth
$16,351.73
An illustration of compounding maths at a steady rate. Real returns vary and can be negative.
Educational example only. Real trading involves spreads, slippage, and contract specifications not modelled here.
Emergency fund
How much cash covers your essentials if income stops for a while?
Target fund
$6,000
Still to save
$4,500
Building this before taking any market risk is the first step in every course we publish.
Educational example only. Real trading involves spreads, slippage, and contract specifications not modelled here.